.terms-page{color:#243047;background:#f7f9fc;width:100%;overflow:hidden}.terms-hero{color:#fff;text-align:center;background:radial-gradient(circle at 85% 15%,#3287dc40,#0000 30%),linear-gradient(135deg,#071b38 0%,#103b70 55%,#15518c 100%);padding:95px 20px 85px;position:relative}.terms-hero-content{max-width:850px;margin:0 auto}.terms-hero-icon{color:#fff;background:#ffffff1f;border:1px solid #ffffff40;border-radius:20px;justify-content:center;align-items:center;width:66px;height:66px;margin:0 auto 22px;display:flex}.terms-eyebrow{color:#a9d8ff;letter-spacing:2.5px;margin-bottom:14px;font-size:12px;font-weight:800;display:inline-block}.terms-hero h1{color:#fff;margin:0 0 18px;font-size:clamp(36px,5vw,58px);font-weight:800;line-height:1.15}.terms-hero h1 span{color:#74c5ff}.terms-hero-content>p{color:#d9e8f8;max-width:690px;margin:0 auto;font-size:16px;line-height:1.8}.terms-effective-date{background:#ffffff1a;border:1px solid #fff3;border-radius:50px;align-items:center;gap:12px;margin-top:28px;padding:11px 18px;display:inline-flex}.terms-effective-date span{color:#c7d9ec;font-size:13px}.terms-effective-date strong{color:#fff;font-size:13px}.terms-intro{z-index:1;max-width:1100px;margin:-35px auto 0;padding:0 20px;position:relative}.terms-intro-card{background:#fff;border:1px solid #e2eaf3;border-radius:18px;align-items:flex-start;gap:20px;padding:28px 32px;display:flex;box-shadow:0 12px 35px #0f2a4b14}.terms-intro-icon{color:#1764aa;background:#eaf4ff;border-radius:15px;flex-shrink:0;justify-content:center;align-items:center;width:52px;height:52px;display:flex}.terms-intro-card h2{color:#102b4c;margin:0 0 8px;font-size:19px;font-weight:800}.terms-intro-card p{color:#637188;margin:0;font-size:14px;line-height:1.8}.terms-content-section{padding:65px 20px 85px}.terms-content-layout{grid-template-columns:270px minmax(0,1fr);align-items:start;gap:35px;max-width:1200px;margin:0 auto;display:grid}.terms-sidebar{background:#fff;border:1px solid #e3eaf2;border-radius:17px;padding:25px 20px;position:sticky;top:105px;box-shadow:0 8px 25px #0f2a4b0a}.terms-sidebar h3{color:#102b4c;margin:0 0 18px;font-size:17px;font-weight:800}.terms-sidebar nav{flex-direction:column;gap:4px;display:flex}.terms-sidebar nav a{color:#637188;border-radius:8px;padding:9px 11px;font-size:12px;font-weight:600;line-height:1.5;text-decoration:none;transition:background .2s,color .2s;display:block}.terms-sidebar nav a:hover{color:#145da0;background:#edf5ff}.terms-sections{flex-direction:column;gap:20px;min-width:0;display:flex}.terms-policy-card{background:#fff;border:1px solid #e4eaf1;border-radius:17px;padding:29px 30px;scroll-margin-top:110px;box-shadow:0 7px 24px #0f2a4b09}.terms-policy-heading{align-items:center;gap:14px;margin-bottom:18px;display:flex}.terms-policy-icon{color:#1764aa;background:#eaf4ff;border-radius:12px;flex-shrink:0;justify-content:center;align-items:center;width:43px;height:43px;display:flex}.terms-policy-heading h2{color:#102b4c;margin:0;font-size:19px;font-weight:800;line-height:1.4}.terms-policy-body p{color:#637188;margin:0 0 13px;font-size:14px;line-height:1.85}.terms-policy-body p:last-child{margin-bottom:0}.terms-policy-body ul{margin:12px 0 16px;padding-left:22px}.terms-policy-body li{color:#637188;margin-bottom:9px;padding-left:4px;font-size:14px;line-height:1.75}.terms-policy-body li::marker{color:#1971bb}.terms-inline-link{color:#1264a8;align-items:center;gap:7px;margin-top:10px;font-size:14px;font-weight:700;text-decoration:none;transition:color .2s;display:inline-flex}.terms-inline-link:hover{color:#0a3d70;text-decoration:underline}.terms-contact-details{background:#f5f9fe;border-radius:13px;gap:13px;margin-top:22px;padding:21px;display:grid}.terms-contact-details>div{flex-direction:column;gap:5px;display:flex}.terms-contact-details span{color:#8290a3;text-transform:uppercase;letter-spacing:.7px;font-size:12px;font-weight:700}.terms-contact-details a,.terms-contact-details p{color:#183a60;overflow-wrap:anywhere;margin:0;font-size:14px;font-weight:600;line-height:1.7;text-decoration:none}.terms-contact-details a:hover{color:#1264a8;text-decoration:underline}.terms-bottom-cta{text-align:center;background:linear-gradient(135deg,#0b2445,#124c82);padding:65px 20px}.terms-bottom-cta h2{color:#fff;margin:0 0 12px;font-size:clamp(25px,3vw,34px);font-weight:800}.terms-bottom-cta p{color:#d5e4f4;max-width:600px;margin:0 auto 25px;font-size:15px;line-height:1.8}.terms-bottom-cta a{color:#103b68;background:#fff;border-radius:9px;justify-content:center;align-items:center;gap:9px;min-height:48px;padding:0 24px;font-size:14px;font-weight:800;text-decoration:none;transition:transform .2s,background .2s;display:inline-flex}.terms-bottom-cta a:hover{background:#eaf4ff;transform:translateY(-2px)}@media (max-width:900px){.terms-content-layout{grid-template-columns:1fr;gap:25px}.terms-sidebar{position:static}.terms-sidebar nav{grid-template-columns:repeat(2,minmax(0,1fr));gap:5px;display:grid}}@media (max-width:600px){.terms-hero{padding:72px 18px 70px}.terms-hero-icon{border-radius:17px;width:58px;height:58px}.terms-hero-content>p{font-size:14px}.terms-effective-date{flex-wrap:wrap;justify-content:center;gap:6px 10px}.terms-intro{margin-top:-25px;padding:0 14px}.terms-intro-card{gap:13px;padding:21px 17px}.terms-intro-icon{width:43px;height:43px}.terms-intro-card h2{font-size:16px}.terms-intro-card p{font-size:13px}.terms-content-section{padding:45px 14px 60px}.terms-sidebar{padding:20px 15px}.terms-sidebar nav{grid-template-columns:1fr}.terms-policy-card{border-radius:14px;padding:22px 18px}.terms-policy-heading{align-items:flex-start;gap:11px}.terms-policy-icon{width:38px;height:38px}.terms-policy-heading h2{padding-top:5px;font-size:16px}.terms-policy-body p,.terms-policy-body li{font-size:13px}.terms-contact-details{padding:17px}.terms-bottom-cta{padding:50px 18px}.terms-bottom-cta p{font-size:14px}}